The Full Money Cycle:
Save on the way in.
Protect on the way out.
Helping Texas small businesses keep more of what they earn through smarter payroll, lower merchant fees, and elite legal protection.
Why We Beat the Giants
ADP & Paychex
Percentage Based Fees
As your business scales and your payroll grows, their fees automatically increase. You are penalized for success.
MoneyCycle
Flat Rate Pricing
Our fee stays exactly the same whether you have 3 employees or 30. Keep your growth for your own bottom line.
“As you grow, their fee grows. Ours stays flat.”
Money OUT: Payroll & Full PEO
Stop paying a percentage of your own payroll. Through our PEO partner OneDigital, small businesses get “Big Company” power.
- Flat-rate pricing regardless of payroll size.
- Full compliance, tax filings, and W-2s.
- Medical, Dental, and Vision for as few as 3 employees.
Money IN: Merchant Services
Credit card fees are death by a thousand cuts. We'll lower your card fees or pay you $500. It's that simple.
“I can pay you $500 if I'm wrong. Virtually guaranteed to beat your current rate.”
- Free statement review within 48 hours.
- Modern in-store terminals and E-commerce plugs.
Business Protection: Legal & Identity
LegalShield
An attorney on retainer for less than a phone bill. Contract reviews, debt collection, and unlimited consultations to keep your business safe.
IDShield
IDShield beats LifeLock. Real licensed investigators who actually restore your identity, they don't just alert you when damage is done.
Texas-Based. In-Person Service.
I've spent 35+ years building American businesses. Clients have included the Governor's office, universities, and local legends. I believe money should flow like water—not stagnate.
“If you want a real person who shows up at your office with tacos... that's what I do.”
Ready to Optimize Your Cycle?
Get your side-by-side quote today. No high-pressure sales pitch—just the numbers. If we aren't cheaper, I'll tell you.